HOW WE FUND

At BluOx we recognize that time capital and control are the true currencies of entrepreneurship. Founders should not have to sacrifice ownership or optionality to access liquidity. As a private credit and venture aligned funder our mission is to compress the distance between opportunity and execution by delivering institutional grade capital solutions with startup agility.

Our underwriting platform was built to eliminate friction. No prolonged bank procedures no hidden fees no credit disruption. Within twenty four hours our team can deliver a transparent fully priced funding offer underpinned by data not bureaucracy. Because we are connected to more than 90 institutional and publicly traded lending partners every client benefits from a true fiduciary model that prioritizes alignment not origination.

Every transaction we structure begins with a single premise that founders deserve clarity.

Whether you are scaling revenue extending runway or bridging a growth round our directors and underwriting analysts guide you through a process designed for precision and discretion. Secure encrypted and relentlessly efficient BluOx has become a trusted partner to SMBs and VC backed startups nationwide.

On Ramp in 4 Easy Steps

Initial Submission: Begin the process by providing your business information through our secure intake form. Upon receipt, our team will review your profile, align on your operating capital objectives, and outline potential programs. From there, we’ll issue a streamlined, one-page commercial banking application.

Comprehensive Evaluation: Submit your application, last 4 months of bank statements and our underwriting team will perform a detailed analysis of your business. Acting as your licensed lending fiduciary, we’ll design an unsecured lending strategy tailored to your specific needs and goals.

Initial Submission: Begin the process by providing your business information through our secure intake form. Upon receipt, our team will review your profile, align on your operating capital objectives, and outline potential programs. From there, we’ll issue a streamlined, one-page commercial banking application.

Offer Review & Approval: Work hand-in-hand with our underwriting team to review conditional offers and select the funding program that aligns best with your objectives. Once the terms are finalized, execute agreement/s, conduct banking verification and access your approved capital same day.

Initial Submission: Begin the process by providing your business information through our secure intake form. Upon receipt, our team will review your profile, align on your operating capital objectives, and outline potential programs. From there, we’ll issue a streamlined, one-page commercial banking application.

Offer Review & Approval: Work hand-in-hand with our underwriting team to review conditional offers and select the funding program that aligns best with your objectives. Once the terms are finalized, execute agreement/s, conduct banking verification and access your approved capital same day.

Strategic Capital Deployment: Get started with immediate access to none-collateral term funding for urgent needs. Expand your financial toolkit with options like asset-based lending, SBA 7(a) loans, and private equity solutions, enabling sustainable growth and long-term success.

Initial Submission: Begin the process by providing your business information through our secure intake form. Upon receipt, our team will review your profile, align on your operating capital objectives, and outline potential programs. From there, we’ll issue a streamlined, one-page commercial banking application.

Offer Review & Approval: Work hand-in-hand with our underwriting team to review conditional offers and select the funding program that aligns best with your objectives. Once the terms are finalized, execute agreement/s, conduct banking verification and access your approved capital same day.

Our Streamlined Funding Process

On Ramp in 4 Easy Steps

Comprehensive Evaluation: Submit your application, last 4 months of bank statements and our underwriting team will perform a detailed analysis of your business. Acting as your licensed lending fiduciary, we’ll design an unsecured lending strategy tailored to your specific needs and goals.

Offer Review & Approval: Work hand-in-hand with our underwriting team to review conditional offers and select the funding program that aligns best with your objectives. Once the terms are finalized, execute agreement/s, conduct banking verification and access your approved capital same day.

Offer Review & Approval: Work hand-in-hand with our underwriting team to review conditional offers and select the funding program that aligns best with your objectives. Once the terms are finalized, execute agreement/s, conduct banking verification and access your approved capital same day.

Strategic Capital Deployment: Get started with immediate access to none-collateral term funding for urgent needs. Expand your financial toolkit with options like asset-based lending, SBA 7(a) loans, and private equity solutions, enabling sustainable growth and long-term success.

Offer Review & Approval: Work hand-in-hand with our underwriting team to review conditional offers and select the funding program that aligns best with your objectives. Once the terms are finalized, execute agreement/s, conduct banking verification and access your approved capital same day.